Beverly Carino

Compliance Operations Associate

Identify suitability issues, product reviews, and ensure clients are informed of disclosures from advisors. Provide guidance on Reg BI, PTE-2020, FINRA, and SEC regulations, and contact advisors regarding rollover disparities.

Regulation BIPTE 2020FINRASECSuitabilityRolloversCompliance

Member Supervision Contractor

FINRA

Utilized internal FINRA systems to gather information for projects and completed trainings for role. Identified exceptions, observations, and other findings, and conducted risk reviews of low to medium high risk complexity.

FINRANet Capital CalculationFocus ReportCryptocurrencyEthereumRegulation BISuitabilityRisk ReviewsOutside Business Activities (OBA)Private Securities Transactions (PST)

Senior Client Service Associate

JP Morgan Private Bank

Serviced high net worth individuals in the Los Angeles region.

Central Supervisory Brokerage Associate

JP Morgan Securities

Conducted trade reviews on issues such as FINRA Rule 2111, risk tolerance, and SEC Reg BI. Facilitated weekly meetings with supervisory managers and marketing directors on advisor issues and trends.

FINRA Rule 2111SuitabilityRisk ToleranceRegulation BITrade ReviewSupervisory

Compliance Examiner

Audited branches nationwide virtually and in person based on WSPs, FINRA, and SEC guidelines, with emphasis on variable annuities and registered indexed linked annuities. Submitted reports on practice management and deficiencies, and maintained internal WSPs based on Rule 3110.

Variable AnnuitiesRegistered Indexed Linked Annuities (RILAs)Open Ended FundsFINRASECWSPRule 3110Audit

Compliance Branch Office Examiner

Audited branches nationwide based on FINRA, SEC, and OCC criteria, both unannounced and announced. Interviewed OSJs, financial advisors, and registered representatives, and submitted reports on practice management and deficiencies.

FINRASECOCCAuditOSJBooks And RecordsCorrespondence ReviewE Comms SurveillancePractice ReviewOutside Business Activities (OBA)Advertising ReviewFINRA Gateway

Transitions Onboarding Associate

Raymond James

Assisted with onboarding advisors from various outside broker dealers into Raymond James.