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André Borges
Open to opportunitiesProduct Manager
I build and scale fintech products from MVP to regulated market launch.
BrazilProduct Manager at Bemol Digital
About
At Bemol Digital, I lead the digitalization and expansion of Home Equity products while owning product P&L, roadmap, credit policy, compliance, and go-to-market execution. I launched a proprietary BNPL platform that scaled to a $10M+ portfolio and orchestrated a $20M+ mortgage-backed securities issuance.
Previously at CERC, I led the zero-to-one definition and delivery of a Central Bank-authorized Clearing & Settlement System, including STR integration, settlement workflows, and ISO 20022-aligned business rules. At Dell Technologies, I helped modernize the Global Sales Platform QA stack with a test automation platform that reduced 1,000+ scenario regression execution to 40 seconds.
Across fintech, retail, healthcare, and media, I connect business strategy, financial planning, and engineering execution to take products from discovery through scale.
Experience
Product Manager
Leading digitalization and expansion of Home Equity product, launched BNPL platform scaling to $10M+ portfolio, orchestrated $20M mortgage-backed securities issuance, and unified debt collection rules via microservices.
Product StrategyProduct RoadmapSQLDatabricksAPI IntegrationSAP ERPJiraConfluenceFigmaScrumKanbanDesign ThinkingKYCRegulatory CompliancePayment ProcessingCapital MarketsP&L management
Education
Faculdade de Informática e Administração Paulista (FIAP)
Postgraduate degree in Full Stack Development, expected completion in April 2026.
Postgraduate degree in Full Stack Development, expected completion in April 2026.
Fundação Dom Cabral
Postgraduate degree in Business Administration and Management.
George Brown College
Bachelor of Business Administration with a focus on Finance.
Universidade Estadual do Ceará
Bachelor of Business Administration in Business Administration and Management.