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Vikco Insurance Services, LLC, a wholly owned subsidiary of K2 Insurance Services, LLC , is seeking a full-time remote VP / Senior Commercial Property Underwriter (E&S) .
Vikco Insurance Services is a leader in providing specialized insurance solutions across various lines of business, with a strong reputation for reliability, professionalism, and industry knowledge. Since our inception in 1965, we have been committed to delivering superior products and services to our clients by focusing on a rate-driven underwriting approach. This consistency helps reduce premium fluctuations and ensures long-term success in a competitive market.
Vikco Insurance Services offers the opportunity to join an established company in growth mode. Our pay and benefits program includes: competitive pay bonus plan medical, dental, and vision insurance with no waiting period generous paid time off in year of hire and 401(k) with employer matching
Job Summary
The VP/Senior Commercial Property Underwriter (E&S) is a senior-level technical role responsible for the independent evaluation, pricing, and structuring of complex, high-hazard, Commercial Property risks within the Excess & Surplus Lines market. Operating with a high degree of delegated underwriting authority, this individual will manage a profitable book of business, service a dedicated network of wholesale brokers, and serve as a technical mentor to junior underwriting staff. The ideal candidate has deep expertise in layered/shared programs, non-cat and cat-exposed properties, and has previously worked at an MGU or surplus lines carrier and has been responsible for pricing.
Key Responsibilities
Review underwriting submissions for completeness and accuracy, summarize relevant exposure and risk information, and organize supporting documentation in the approved file format.
Analyze underwriting data, including exposure information, financial data, loss history, and other relevant risk indicators, to support risk selection and pricing decisions.
Conduct and document internet and public-record research to identify risk characteristics, adverse information, or other issues that may affect risk acceptability.
Calculate rating bases accurately from verified exposure and financial data in accordance with approved underwriting guidelines.
Enter verified exposure and rating data into the approved rating system, validate the resulting unmodified premiums, and escalate discrepancies for review.
Rate complex accounts accurately by applying approved rating methodologies, underwriting guidelines, and exposure data.
Complete and document loss analyses, identify relevant loss trends and severity drivers, and summarize findings for underwriting review.
Prepare and distribute accurate binders to producers in accordance with approved terms, conditions, pricing, and service standards.
Issue accurate policies and endorsements, verify that documents reflect approved underwriting terms, and distribute completed documents to producers within required service timelines.
Maintain complete, accurate, and current files for pending, closed, canceled, and bound policies in accordance with departmental procedures and record-retention requirements.
Maintain proficiency in the underwriting, rating, policy administration, and workflow systems and processes used by the department.
Support special projects by gathering and validating information, coordinating assigned activities, and completing deliverables within established timelines.
Develop and maintain effective working relationships with producers by communicating clearly, responding promptly, and providing accurate information throughout the underwriting process.
Participate actively in team meetings and trainings by preparing relevant information, contributing to discussions, and completing assigned follow-up actions.
Required Skills/Abilities
Proficiency with Microsoft 365 applications, including Outlook, Word, Excel, and Teams, and the ability to learn underwriting, rating, and policy administration systems Strong mathematical and analytical skills, including the ability to calculate rating bases, analyze financial and loss data, and identify discrepancies.
Strong written and verbal communication skills, with the ability to explain underwriting information clearly to producers, underwriters, and internal partners.
Ability to prioritize multiple assignments, manage competing deadlines, and maintain accuracy in a deadline-driven environment.
Ability to collaborate effectively with underwriting, operations, production, and other internal partners in a remote team environment.
Education/Experience Bachelor’s degree in business, finance, risk management, insurance, or a related field, or an equivalent combination of education and relevant experience.
Prefer 5 years of relevant insurance experience, preferably supporting Excess & Surplus lines commercial property underwriting, rating, policy issuance, or related operations.
Working Conditions
Regular availability is required during established core business hours of 8:30 am to 5:00 pm in applicant’s time zone, with additional flexibility as business needs require.
Physical Requirements
This position does not have physical requirements beyond those typically associated with a professional office environment. Duties may involve prolonged periods of sitting, working at a computer, participating in virtual or in-person meetings, and performing other routine office activities.
Occasional business travel may be required, including the customary physical and environmental demands associated with corporate travel.
Direct Reports
None
Salary Range
$140,000 - $185,000 depending on experience and location.
